While bankruptcy is an option for all those struggling with overwhelming debt, filing for chapter 7 does have requirements. In order to qualify for chapter 7 bankruptcy one must pass a “means test.” This test considers various financial criteria such as income, expenses, and debt. The first factor that is noted is income. If one’s income is below the Nevada median income amount then they’re automatically qualified to file for bankruptcy under chapter 7. Refer to the information below to determine how the state of Nevada determines average household income. Total household income of the last 6 months combined Divide.