Falling behind on mortgage payments tends to make homeowners fear the worst and wonder “Will I get kicked out of my home?!” While all foreclosure situations are different, the simplest answer is no. The foreclosure and pre-foreclosure process in Nevada offers homeowners many opportunities to avoid defaulting on their mortgage and losing their home. After Missed Mortgage Payments/Pre-Foreclosure Before a foreclosure is even issued, the homeowner has 120 days after a missed payment to discuss loss mitigation and foreclosure mediation options with a knowledgeable attorney. At this point, despite having missed several mortgage payments, an experienced attorney can still help.